HOME: Best budgeting and saving apps

08 June 2017

Are you failing to work out where your money really goes each month? Or are you desperately trying to save up for that holiday or new bathroom to no avail? Then try one of these great budgeting and saving apps! They help you make the most out of your money simply – and they are perfect for people who are allergic to spreadsheets!


A fantastic free budget planner that keeps track of what you spend and where. You can set up budgets, view your transactions and it links to your bank account so you can see your balance. It also reminds you of upcoming bills and charges made by your bank. It will save you hours sat at the computer logging your expenditure on a spreadsheet!

For iPhone and Android. Free


HomeBudget with Sync

A great way to ensure the whole family is on the same page. This app allows you to sync all the family’s devices like iPhones and iPads and keep track of the household’s spending. You can attach images of receipts, search for a specific purchase, keep track of income, manage your bills and create a household budget.

For iPhone. $4.99


Money Smart Savings Goal Calculator

A simple tool designed to show you how much to need to save each month to reach your savings goal. You can see how much you need to put by to save up for a specific amount of money (to spend on a holiday, for example) or how much you could save in a year by putting a certain amount away each month. It’s not rocket science, but sometimes it helps to put these things in black and white!

Online. Free



Slimline your purse by using Wally. Take photos of your receipts and the app will do the rest, inputting the details for you. You can then see exactly where all your hard-earned cash goes.

For iPhone and Android. Free.



This budgeting app connects your bank accounts, credit cards, loans and other expenses to help you keep track of your spending. It gets to know your spending habits over time, too, and suggests ways in which you can make more of your money. “It’s like a personal financial assistant that never stops working for you. You're the boss and we're here to help.” It lets you create a budget and reminds you about bills, too.

For iPhone and Android. Free.


Image credit: Facebook/MoneyBrilliant

Level Money

You can connect this app to your bank account and it analyses your regular income and outgoings and suggests how much you should be spending, by day, week or month. It also suggests the amount of money you should be saving every month. It might make you think twice before splurging on that new outfit…

For iPhone and Android. Free.


Image credit: Facebook/levelmoney


If you are terrible at saving, let this app do it for you! This ingenious system rounds up your spending to the nearest dollar and invests the difference in EFTs (exchange-traded funds) on the Australian Securities Exchange. The money you make is dependent on the performance of the EFTs but it can work out a great way to make more of your money without really noticing it.

For iPhone and Android. From $1.25 a month.


Written by

Kerry White

Kerry is the Senior Writer for Kids on the Coast and Kids in the City. Kerry moved to Australia from England in 2013 with her husband and two daughters. She worked as a sub-editor in London for seven years before she had her girls. She now calls the Sunshine Coast her home and is making the most of its glorious weather and beaches. She enjoys baking, especially when she has a glass of wine in hand, and is a part-time Psychology, Criminology and Justice student. She also shares her home with two cats and her daughters' imaginary dogs.

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